Construction

CONSTRUCTION FINANCE...

It is predicted that the construction industry should see steady growth in the coming months & years. How does a company (perhaps like yours?) take advantage of new opportunities? How does a company refine their processes or work more efficiently? New equipment or new machinery?

Whether it is a £10,000 accessory or a £5,000,000 fleet of machines, Alpha Asset Finance will provide you with a bespoke solution and flawless service, second to none. Please see below a list of items that we have quoted for in the past.

✓ Dumper Trucks
✓ Excavators
✓ Fastrack
✓ Bulldozers
✓ Compactors
✓ Loading Shovels

✓ Cranes
✓ Drilling Equipment
✓ Washplants
✓ Generators
✓ Graders
✓ Trencher

✓ Diggers & Mini Diggers
✓ Centrifuge
✓ Crushers & Mini Crushers
✓ Backhoes
✓ Skid Steers
✓ Accessories & Attachments

If you do not see the item you are looking to finance, please simply get in touch with us!

THE PROCESS...

The process is extremely simple & Alpha will be on hand at every step of the way. If you would like further information then please call us on 01476 468318.

We will allocate a broker to you and they will work with you at every step until completion.

We will discuss your requirements and determine if you’ve located the desired asset. We may be able to assist you in sourcing the asset also, using our extensive dealer network.

We build your bespoke finance package. This will include a breakdown of Term Options, Deposit Options, VAT Deferral Options Etc. (At this point we may require assistance with up to date financial information)

We will propose the deal with the appropriate lender. Alpha will keep you fully updated at every step of the process. Once the approval has been secured, we will then get all relevant documents and information over to you.

CONSTRUCTION WITH ALPHA ASSET FINANCE...

The construction industry is one of the most diverse sectors we work within. Construction encompasses a vast selection of unique businesses, large and small with activities ranging from building erection to quarrying. The UK construction industry currently employs a vast number of people, somewhere in the region of 10% of the UK’s total workforce! With a contribution in the £billions, the industry is a heavyweight when it comes to investment.

It is predicted that the construction industry should see steady growth in the coming months & years. How does a company (perhaps like yours?) take advantage of new opportunities? How does a company refine their processes or work more efficiently? New equipment or new machinery?

Keeping control of cashflow and costs are the recipe for sustainability, for any construction focused business. However… all contracts are secured, based on the speed and agility of decision making and proposals. You may need the facility to invest in new machinery to fulfil a projects needs, with asset finance you can buy the machine that will accelerate processes and business efficiency, whilst agreeing to a regular payment plan that focuses on your working capital and cash flow.

With many years of experience in financing businesses within the construction industry and all other sectors, Alpha Asset Finance are perfectly placed to assist you with your next purchase.

Contact Alpha Asset Finance today to find out what we can do for you.

ASSET FINANCE OPTIONS...

Keep your cash in the bank but still acquire the assets you need for your business with a Hire Purchase Agreement, a flexible alternative to paying large sums of money outright for industry assets.

Hire Purchase agreements allows you to acquire an asset and spread the cost through affordable monthly repayments. Giving you the flexibility to budget for in your business outgoings, and allowing you to acquire the tools you need for your business. Payments can be defined to suit you and your budget, with flexible tailored repayment terms. We can put together an arrangement that works for you, and at the end of the agreement you will own your asset outright. Hire Purchase can be used to acquire a multitude of assets, whether it be agricultural equipment, commercial vehicles or a fleet of company cars.

There are a number of main benefits to using Hire Purchase, including;

– At the end of the agreement you will have full ownership of the asset
– Easy to incorporate into your monthly business expenditure
– Keeps your cash in the bank, rather than tied up in assets
– Agreements are flexible, you can settle the amount early or make over payments throughout the duration of your agreement

Sale & HP/Lease back is a way in which you can refinance equipment that has been purchased by a business in the last 90 days into a finance agreement which in turn releases cash back into the business.

You will agree with the lender a value for them to purchase your asset, and use a HP agreement or Finance Lease Agreement to finance the asset back to you over an agreed period of time.

Sale & HP/Lease back is a way in which you can refinance equipment that has been purchased by a business in the last 90 days into a finance agreement which in turn releases cash back into the business.

You will agree with the lender a value for them to purchase your asset, and use a HP agreement or Finance Lease Agreement to finance the asset back to you over an agreed period of time.

If you are in need of accessing some cash, you can use existing assets already owned by your business as a type of security in a refinancing agreement. In basic terms, finance is secured against a physical asset of value, already owned by your business (or nearing the end of a finance agreement), to give the lender reassurance and confidence in the business and releasing funds to you.

Businesses often use this to improve cash flow and working capital, and release equity. Alternatively, it can be used as a way to reduce monthly outgoings if refinancing occurs part way through an already established agreement.

Contract Hire has become one of the most popular forms of vehicle leasing, it essentially means for a fixed period of time, for an agreed monthly payment you can hire a vehicle of your choice. This type of agreement is often used by businesses running fleets, allowing them to update their vehicles regularly, with the option of maintenance packages alongside.

Contract Hire means you will not take ownership of the vehicle at the end of the term, the car is returned to the contract hire company it originated from. Often with Contract Hire Vehicles, maintenance packages can be agreed, thus providing you with peace of mind, especially if using this agreement to source a fleet of cars for a business.

Contract Hire agreements start with a non-refundable deposit, followed by static monthly payments. These payments are influenced by a number of factors including; vehicle RRP, vehicle value at the end of the term and anticipated mileage.

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