who are
Alpha Asset Finance?

Our story specialists in uk business finance

Alpha Asset Finance was founded in March 2018 by Directors
Brad O’Hara and Paul Spinks with a simple belief:
business finance should feel clear, supportive and human.
From the very beginning, the focus has been on building a business where
customers feel listened to, supported and confident at every stage of
their finance journey.

OUR APPROACH
We understand that business finance applications can feel complex and
time-consuming, which is why our approach is built around
clarity, communication and trust.
Our team takes the time to understand each customer’s business, explain
options in plain language and guide them through the process without
jargon or unnecessary delays.

DESIGNED AROUND THE CUSTOMER
To support this experience, Alpha became the first brokerage to develop its own customer platform — ACE (Alpha Customer Experience).
This secure online system was designed around real customer needs and gives customers a clear, transparent view of their finance applications, both current and historic, all in one place.

Customers can upload documents easily, message their broker directly and receive real-time updates, helping them stay informed and in control throughout the process.

SECURE & TRUSTED
Alpha was also the first UK broker to embed
NIVO biometric ID verification, a bank-led security solution,
directly into its platform. This allows customers to complete ID checks
quickly and securely, making the application journey faster and safer
while helping to protect all parties involved from fraud.

OUR CULTURE & EXPERTISE
Our culture reflects the values Brad and Paul set from day one:
collaboration, expertise and genuine care.
Since 2018, Alpha has grown year on year, expanding both our internal
broker team and our external AR (Appointed Representative) network.

We have built specialist expertise across a wide range of sectors,
including construction, transport, agriculture, manufacturing,
supercars, leisure, renewables, recycling and business loans — ensuring every customer works with someone who understands their industry.

HOW WE ADD VALUE
With access to over 60 leading UK banks and specialist lenders
— many of which are not available directly or on the high street —
we are able to source and structure finance solutions tailored to each
customer’s circumstances. Rather than fitting businesses into standard products, we match customers with the right lender and funding structure to support their goals, both now and as they grow.

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